While environmental site assessment reports provide their users with historical and up-to-date data, they do not provide protection from environmental liability. A seemingly clean property today could turn out to be a dirty site tomorrow, or a seemingly resolved convern can be opened for further inquiry and additional activities. Even the simple threat of environmental contamination can delay or prevent a loan transaction from occurring by:

• Contributing to a low credit rating
• Requiring further assessment procedures
• Delaying loan approval
• Lowering investor confidence and deterring investment capital
• The discovery of environmental contamination during the term of the loan can diminish the lender’s returns and lead to cleanup expenses and third-party liability.

Our risk management approach will provide your institution with a risk transfer tool that enables the mortgager to transfer any environmental liability away from your balance sheet.

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The JCH Difference

When you trust your company’s environmental risk management to JCH, you can rest assured that we have designed a customized risk management program based on all the information, and that the solution we offer is specifically designed to help your company meet its business objectives.